How long will I have to wait to gain an approval? For an approval through long term payday loans you will hardly have to wait for more than 24 hours. Do you belong to the middle income group that afraid to avail short term loan due to its lump sum repayment stress? Are you looking for the financial alternative that can provide you the small cash advance but with feasible repayment scheme? During such crisis, you can simply rely up on Installment Loans to get the small cash advance with the pocket friendly repayment option. It is considered to be apt choice for the borrower’s who don’t want to take the pressure of single payment on their shoulders. With these services, working class people can simply enjoy the small amount with the advantage to pay it back via affordable installment procedure. But before finalizing these services , it is recommended to consider its pros and cons to get its clear picture that helps in making the wise decision. The Advantages: